2601 E Highway 20, Panama City, Florida, United States. - Hero Image
2601
E Highway 20
Panama City | Florida

A Treasure of

Thoughtful Design

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Think Real Estate
Presented At
$2,250,000
Bedrooms
6
Bathrooms
6
Game Room
Garage
Balcony
Fire Pit
Gate
Pool
Outdoor Kitchen
Lake View
Lakefront
Waterfront
Privacy
Equestrian
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2601 E Highway 20, Panama City, Florida, United States. , Panama City , Florida

Residential in Southport

Rare Offering: 21-Acre Private Estate. Owner Financing Available. Welcome to 2601 Highway 20 E, a once-in-a-lifetime opportunity to own a breathtaking private estate in Panama City, Florida. Set behind a grand 14-foot private gate and surrounded by over 21 acres, tall pines, and a fully stocked private lake, this custom-built home offers the perfect balance of luxury, functionality, and country living. Built in 2007 with quality and craftsmanship at its core, this expansive 6-bedroom, 6 full bath, 2 half bath estate boasts over 7,351 square feet of heated and cooled living space. From the moment you step inside, you are welcomed by soaring vaulted ceilings, large open spaces, and thoughtfully designed finishes. The first floor is constructed with solid concrete block for strength and longevity, while the second floor features durable 2x6 framing for added efficiency and durability. The spacious primary suite is a true retreat, featuring his and her closets, a spa-like bath with custom tile shower, and peaceful views of the surrounding property. Entertain with ease in the formal dining room or game room, host unforgettable gatherings around the outdoor kitchen, or retreat to the cozy study for a quiet evening. The gourmet kitchen and luxurious living areas flow seamlessly to the outdoors, where a zero-entry saltwater pool, lush landscaping, and breathtaking lake views await. Additional features include spray foam insulation in the walls and ceilings, Andersen storm doors and windows, and four HVAC units for maximum energy efficiency. For convenience and peace of mind, the property is equipped with two 200-amp electrical panels, a whole-house security system, two deep wells, two septic systems, and a 40KW whole-house generator powered by two 500-gallon propane tanks. The estate also includes a three-car garage with insulated 12' x 8' doors, offering plenty of space for vehicles, recreational toys, or additional storage. At the heart of this estate lies a serene spring fed lake, with bass, bream, and catfish, offering the perfect backdrop for fishing, paddling, or simply relaxing in the beauty of nature. This is more than a home — it's a lifestyle. A place where wide-open spaces meet modern comforts. Where you can enjoy quiet mornings by the lake, sun-drenched afternoons by the pool, and peaceful evenings under the stars. Whether you dream of creating a family compound, running an equestrian retreat, or simply escaping to your own private paradise, 2601 Highway 20 E offers a rare and exceptional opportunity. All of this — located just minutes from Panama City, Lynn Haven, and 17 Miles from the world's most beautiful beaches. Opportunities like this are rare. Come experience it for yourself.

Gallery

3D Street View Tour

Map showing 2601 E Highway 20, Panama City, Florida, United States.

Property Location

2601 E Highway 20, Panama City, Florida, United States., Panama City Florida

Local Weather & Climate

Panama City, Florida

Current Conditions Updated recently
62 °F
Mist
Feels Like 62°F
Humidity 100%
Wind 0 mph
Visibility 3 mi
Sunrise 12:26 PM
Sunset 11:27 PM
5-Day Forecast
Wed 11 Feb
Clouds
High 76°
Low 60°
Thu 12 Feb
Clouds
High 75°
Low 55°
Fri 13 Feb
Clouds
High 72°
Low 54°
Sat 14 Feb
Clouds
High 75°
Low 54°
Sun 15 Feb
Clouds
High 69°
Low 56°
Data from OpenWeatherMap

Walkability & Transit Scores

How easy is it to get around Panama City?

Walkability and transit scores for this address come from the EPA National Walkability Index.

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$100,000
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Estimated Monthly Payment $3,160
Monthly Payment Breakdown
Principal & Interest $2,528
Loan Amount $400,000
Total Interest $337,621
Total Cost $737,621
Potential Tax Benefits (United States)
$0 Est. First Year Interest Deduction
$0 Est. Annual Tax Savings
*Based on post-2017 tax law. Actual deductions depend on filing status, itemization, and current tax laws.

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Important Information
  • This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
  • Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
  • Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
  • This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
  • Tax benefit calculations are simplified estimates based on general assumptions for United States. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
  • Tax Year Information: Tax data shown is based on United States tax year 2025 (fiscal year: January-December), rules effective from 2018 through 2025. Tax laws change frequently and may have been amended since this data was compiled.

Frequently Asked Questions

Common questions about this property

This house at 2601 E Highway 20, Panama City, Florida, United States features 6 bedrooms.
This property is listed at $225,000,000.
This is a house located in Panama City, Florida. The property is situated in an established neighborhood with convenient access to local amenities and services.
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